Signup bonuses are offered by credit card issuers as a way to entice consumers to apply for the card. Cards with annual fees tend to be where the profits are, so while you can find a number of credit cards with good bonuses that will waive the annual fee for the first year, the very best bonuses tend to come from cards that aren’t free to keep.
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The Bank of America Travel Rewards card was MONEY’s top pick for a no-annual-fee credit card in our best of travel cards roundup last year, and the card has arguably gotten even better. The signup bonus has gotten a boost, going up 5,000 points to 25,000 — which is worth $250 when redeemed for travel purchases.
A credit card that offers a sign-up bonus may appear to be a no-brainer, but there are a few instances in which prospective applicants might want to pass on a lucrative bonus offer. If all of the.
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Most sign-up bonuses require you to spend a certain amount of money on your card within a certain time period to receive the bonus. Some, but not many, cards offer a sign-up bonus after your first purchase with no spending requirement. Sign-up bonuses are awarded as points, miles, cash back or statement credits, depending on the card.
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